Refunds Policy
For Micro & Social Insurance:We do not buy and sell any items so refund policy is not  very acceptable to us. However, if the money collected through us for depositing the insurance premium is not deposited with the insurance company on time or if the policy is canceled in the case of a new policy, then we return the money to the policy holder within one month after the negative report becomes final.We are not responsible for refunding any servicing charges or GST in these cases.However, member collection or member subscription, any kind of donation money is not refunded under any circumstances.

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